⚠️ Secrets AI is an adult-oriented platform. Pricing information on this page is for users aged 18 and over.

Secrets AI Pricing Plans: Free, Lite, Plus, Premium & Ultimate Compared

Here is the number most users search for first: the Plus plan costs $9.99 per month — or $6.67/month if you pay annually. That is the sweet spot where unlimited messaging, full media access, and 3,000 Moments per month intersect at a price most users find defensible. But whether that plan is right for you depends heavily on how you use the platform, because the Moments system means your effective monthly cost can climb far beyond the subscription price if you are a heavy video user.

This page breaks down every tier, every Moments cost, every billing quirk, and the math that determines real value.

Secrets AI Pricing Overview

All prices are in US dollars. Annual billing saves 33% across Premium and Ultimate compared to monthly billing. Premium and Ultimate offer quarterly and biannual options as stepping stones — useful if you want to test a higher tier before committing to a year.

What You Get on Each Plan

Free Plan

The free tier is a genuine trial, not a crippled version dressed up as a product. You receive:

• 20 messages per day (500-character maximum per message)
• 200 Moments — one-time starting credit, not a monthly allocation
• Basic short-term memory — only the last 2–3 exchanges are retained
• Full character library access — browse all ~94 characters and begin conversations
• No image or video generation
• No voice calls

200 Moments covers approximately 4 images at 50 Moments each, or a couple of minutes of voice call. There is no recurring Moments allocation — when they are gone, media features are locked until you upgrade. This is enough to evaluate conversation quality and the character library, but not enough for a complete picture of what the platform offers.

Lite Plan ($5.99/mo)

The Lite plan is the entry point for users who want more than a demo:

• 100 messages per day
• 1,000 Moments per month
• Basic long-term memory — approximately 14-day recall window
• 3-second video clips — shortest video format available
• Full image generation access
• No group chats, no personas, no Time Machine

At 1,000 Moments, you can generate roughly 20–40 images or 2 short video clips per month before your allocation runs out. Lite is best for text-focused users who want more daily conversations but are not yet committed to regular media generation.

Plus Plan ($9.99/mo)

The Plus plan is the most commonly recommended tier for general users:

• Unlimited messaging — no daily cap
• 3,000 Moments per month
• Improved memory — approximately 30-day recall with topic and tone awareness
• Full image and video generation access
• Full voice call access
• No group chats, no personas, no Time Machine

At 3,000 Moments, you can generate approximately 60–120 images, or 5 full-length video clips, or 30 minutes of voice calls per month. In practice, most users mix these — 50 images, 2 videos, and 10 minutes of voice lands around 2,700–2,800 Moments.

Premium Plan ($19.99/mo)

Premium is where the platform's most distinctive capabilities become available:

• Unlimited messaging
• 8,000 Moments per month + 10% bonus on top-ups
• Unlimited memory with emotional timeline — full relationship history retained across all sessions
• Time Machine — revisit and continue from earlier conversation points
• Premium AI models — noticeably better conversation quality
• 4x memory access multiplier — larger context window per response
• +60% context length boost
• No group chats, no personas

Premium is the minimum tier for users who want relationship-style continuity. The emotional timeline and Time Machine features create a qualitatively different experience — the AI does not just remember facts, it tracks the arc of your relationship. With 8,000 Moments, you can generate approximately 160–320 images or 13 full-length videos per month.

Ultimate Plan ($39.99/mo)

Ultimate adds the final layer of social and memory capabilities:

• Unlimited messaging
• 15,000 Moments per month + 15% bonus on top-ups
• Everything in Premium, plus:
• Group chats — simultaneous conversation with up to 3 AI characters
• Personas — identity-switching for complex roleplay
• 6x memory access multiplier
• +100% context length boost

At 15,000 Moments, heavy video and image creation becomes sustainable — approximately 25 full-length videos or 300–600 images per month. The 15% top-up bonus is meaningful for users who buy additional Moments regularly.

Understanding the Moments System

Moments are Secrets AI's in-app currency. Every media action consumes Moments; text messaging consumes very few (1–2 per message). The critical cost table:

Moments reset monthly — unused credits do not carry over to the next billing cycle. This is a meaningful constraint for occasional users.

Bulk top-up options are available if your monthly allocation runs short:

Discounts of up to 30.4% apply on larger bundles. The 118,800 Moment bundle at $249.99 is the most cost-efficient per-Moment purchase.

Real math example for Premium (8,000 Moments/month):

• 13 full-length videos only: 7,800 Moments used
• 160–320 images only: full allocation
• Mixed usage (100 images + 3 videos + 20 min voice): ~7,000 Moments
• Conclusion: Premium handles moderate mixed use comfortably; heavy video users will top up

Annual vs Monthly — Savings Breakdown

The 33% annual discount is consistent across all tiers. For Premium, that translates to saving $79.80 per year versus monthly billing — nearly four months free. The break-even point for annual billing is 8 months of consistent use.

Quarterly ($16.67/month for Premium) and biannual ($15.00/month) options are available as middle-ground commitments. These make sense if you want a discount but are not ready to lock in a full year.

Which Plan Is Right for You?

The honest framework, based on actual usage patterns:

The detailed review and the free vs premium comparison provide additional context on which tier best fits different use styles.

Payment Methods and Billing

Accepted payment methods:

• Visa
• Mastercard
• Virtual debit cards
• Cryptocurrency (minimum $20 transaction)

Not accepted: American Express.

Billing descriptor: All charges appear as "Sun Clinical Laboratories" on bank and card statements. There is no reference to AI, girlfriend, adult, or Secrets in the billing description.

Subscriptions can be cancelled at any time; access continues through the end of the current billing period. Refund policy details are not publicly documented — this is a limitation worth noting before committing to an annual plan.

FAQ